01 - Add the frozen peaches, pineapple chunks, coconut milk, and coconut water (if using) to a high-speed blender.
02 - Toss in the shredded coconut, banana, chia or flaxseeds, and maple syrup or agave nectar to taste.
03 - Blend on high speed until completely smooth and creamy. If the mixture is too thick, add more coconut water or coconut milk, 1 tablespoon at a time, until the desired consistency is reached.
04 - Taste the smoothie and adjust sweetness with additional syrup if needed.
05 - Pour into two glasses, garnish with extra shredded coconut, and serve immediately.